FINANCING STORM WINDOWS & DOORS IN FLORIDA
Feel the positive
impact of new
storm windows.
What options do you have to finance windows in Florida?
It is hard to find the right home improvement financing solution for window and door upgrades. A home equity loan or a home equity line of credit (HELOC) can take a month or longer to get approved, even if you have perfect credit. Personal and unsecured loans typically have minimum FICO score requirements and shorter repayment terms that can lead to high repayment bills.
PACE offers a great option with affordable payments over time and no minimum credit score requirement. Use the table below to compare your options and determine the best way to finance your impact windows and doors.
PACE Funding |
Home Equity Line of Credit (HELOC) | Credit Card | |
---|---|---|---|
Repayment Terms |
Up to 20 Years
|
Up to 20 Years
|
Not Applicable
|
Rate Structure |
Always Fixed
|
Fixed or Variable
|
Compounding
|
Approval Time |
Within Minutes
|
Up to a Month or Longer
|
Same Day
|
Approval Based on Credit Score |
No
|
Yes
|
Yes
|
Obligation Shows on Credit Report |
No
|
Yes
|
Yes
|
Lien on the Property |
Yes
|
Yes
|
No
|
Tax Deductible Interest |
Consult Your Tax Advisor
|
Consult Your Tax Advisor
|
No
|
Enhanced consumer protections |
Yes
|
No
|
No
|
Financing storm windows and doors through Home Run Financing
I thought I was going to have to put plywood over my windows forever.
Diego – Miami-Dade County, FL
Which weather protection projects are eligible for financing?
PACE financing can be used to help pay for a broad range of storm protection solutions for your home. Whether you are preparing for hurricane season, looking to increase the safety and security of your home, or reduce your energy consumption with newer more efficient impact windows products, PACE can likely help you finance the right solution for your storm preparation needs.
Storm, hurricane & impact window installation.
While the upfront cost of impact windows can be significant, they offer many benefits beyond protection from the next big Florida hurricane. When storm windows are in place and ready to go, there is nothing you need to do when a storm is approaching.
Additionally, hurricane windows increase your home’s energy efficiency and may help to reduce your monthly energy bill. They also reduce the sound of outside noise in your home and add increased security and protection from home burglaries. You may even be able to receive a discount on your homeowner insurance premiums, so if you opt for impact windows financing, be sure to notify your home insurance provider.
New hurricane, impact storm doors.
Impact doors offer many advantages and are extremely useful when paired with impact windows. There are a wide variety of hurricane and storm resistant door options that are stylish, modern, and eligible for PACE financing. Options included aluminum sliding glass doors, aluminum or vinyl French doors, and even aluminum cabana doors.
Best of all, impact doors offer the same security, energy efficiency, and noise reduction benefits as impact windows. They may also qualify you for a reduced home insurance premium, so check with your insurance provider if you decide to upgrade.
Storm shutters and hurricane screen installation.
Storm shutters and hurricane screens offer a less expensive storm protection option than replacing all of your windows. While still highly effective, it is important to realize that with storm shutters and hurricane screens you will need to put them up or engage them every time there’s a hurricane warning.
If you are willing to take on a little more added maintenance in exchange for a lower cost solution, hurricane shutter financing may be a great option.
Eligible in over 180 communities in Florida
Click below to see if PACE financing is available in your area.
Florida
Impact-resistant windows & doors FAQ
Financing hurricane shutters and windows may increase your home value, but it is hard to estimate how much your home’s value might increase as this can vary significantly from market to market. Hurricane impact windows are more likely to increase the value of your home than storm shutters, due to the added benefits of curb appeal, noise reduction and energy efficiency.
Both hurricane windows and shutters can be a strong selling point if you ever decide to sell your home. This makes participating in a Florida impact window program a great investment for the future.
Yes, most Florida impact window programs typically require you to get a permit prior to installation. The specific permit process and code requirements varies based on your location. The good news is that we are happy to connect you with a Home Run Financing approved contractor who will help you navigate this process. Once your project is complete, you may be able to use your permit with your home insurance provider to receive an impact windows discount on your insurance.
Determining the best way to finance impact windows can be tricky, especially if you have bad credit. Home Run Financing does not use your FICO or credit score to determine if you will be approved for financing for your storm windows. Our underwriting primarily takes into consideration the equity you have in your home, your mortgage and property tax payment and history, and any recent bankruptcies you might have. PACE is perfect for financing home renovations with bad credit.
Many windows companies do offer financing. However, this option may not be the best way to finance impact windows. Unsecured loans or personal loans make it hard to finance windows with bad credit, as they typically require strong credit scores to be eligible for competitive interest rates. Many unsecured loans also have relatively short repayment periods, leading to higher monthly repayment costs.
Other options such as a home equity line of credit (HELOC) can take a month or longer to get approved, even if you have perfect credit. PACE financing works differently, offering long terms and competitive rates without any minimum credit score requirements. PACE is a great option for impact window financing.
20 year repayment terms are not available for all project types. Repayment terms are determined by estimated useful life of the product and manufacturer product warranty period. Repayment term options may vary by state. Not all term options are available in all states. Term options are subject to change at any time.
Maximum financing amounts vary by state, city and county. Depending on local regulations, there may be max financing restrictions that limit the maximum PACE financing eligibility to less than 20% of your estimated property value.